Many homeowners in Westlake Village, Thousand Oaks, Agoura Hills, Newbury Park, and Simi Valley are still holding onto mortgage rates in the 3% range. And we don’t blame you. That kind of rate feels like gold right now.

But here’s the catch: your mortgage rate isn’t the only thing that defines how well your home fits your life today.

If your “for now” home no longer supports the way you live, it might be time to rethink your strategy.

Why Some Conejo Valley Homeowners Are Finally Making a Move

According to recent data from Realtor.com, 79% of potential sellers are planning to move out of necessity—not just financial gain. For many homeowners in Southern California, lifestyle changes are becoming the driving force behind the decision to sell, regardless of mortgage rates.

Here are the most common reasons homeowners in Conejo Valley are selling right now:

• Need more space – Families are growing, multigenerational living is rising, and remote work often means needing an extra room (or two).

• Need to downsize – Empty nesters are simplifying. Less square footage often means lower maintenance and costs.

• Want to be closer to family – Whether it’s to care for aging parents or be near grandkids, proximity to loved ones is a major priority.

• Life changes – Divorce, marriage, retirement, or job relocation can make a new home necessary.

• Ready for a different community – Many are looking for homes in neighborhoods with better amenities, schools, or walkability.

💡 FAQ: Should I sell my house in Thousand Oaks even though I have a low mortgage rate?
If your lifestyle has changed significantly and your current home no longer meets your needs, it may still be a smart move. Contact our local real estate experts in Thousand Oaks for a personalized strategy.

But What About Mortgage Rates?

We hear this question a lot:
“Should I wait to move until mortgage rates drop back down?”

Here’s the truth: Most experts—including Redfin, NAHB, MBA, and Fannie Mae—expect mortgage rates to gradually decline through the end of 2025. But none of them project a return to the 3% range.

Right now, average mortgage rates are projected to be in the 6.1% – 6.8% range by the end of 2025. That’s still manageable for many buyers—and in most cases, the benefits of moving (increased quality of life, better layout, proximity to family) outweigh the cost of holding out for a slightly better rate.

📈 More homeowners are accepting mortgage rates over 6% as the cost of staying put grows higher emotionally, mentally, and logistically.

Why Conejo Valley Homeowners Are Re-Evaluating Their “Forever Homes”

From Westlake Village to Newbury Park, we’re seeing a pattern:
The house that worked perfectly in 2020 isn’t working in 2025.

Here’s why:

• Your family grew.

• Your job shifted to remote or hybrid.

• You’re craving different amenities.

• You’re ready for something easier to maintain.

• You want to build equity in a home that suits your next phase.

🔍 Keyword alert: how to sell and buy a home in Westlake Village, Thousand Oaks, or Agoura Hills without overpaying
Our team helps coordinate seamless transitions—buying and selling at the same time without the stress.

Is It Time for You to Make a Move?

According to Realtor.com, nearly 2 in 3 sellers have been thinking about moving for over a year. If you’re one of them, here’s the real question:

Is your current house still working for your life today—or are you letting a low rate keep you stuck?

As local experts in Conejo Valley real estate, we help homeowners weigh all the factors—financial, emotional, and lifestyle-based—to make the smartest decision for now and the future.

Let’s Talk Strategy for Selling and Buying in Conejo Valley

Whether you’re in Simi Valley, Agoura Hills, or Westlake Village, Lydia Gable Realty Group offers expert guidance tailored to this unique market. We provide:

✅ Complimentary home value assessments
✅ Tailored buying strategies (even with higher rates)
✅ Full-service listing support, marketing, and staging
✅ Off-market and early-access opportunities
✅ Trusted vendor network for prepping your home to sell

📍 Looking for a real estate agent in Westlake Village, Agoura Hills, or Thousand Oaks who can help you move with confidence?
Let Lydia Gable Realty Group guide you.

📞 Call us today or visit https://lydiagable.com to schedule a free consultation.