If you're house hunting in Conejo Valley—whether it's Westlake Village, Thousand Oaks, Agoura Hills, Simi Valley, or Newbury Park—you’ve probably thought about mortgage rates, home prices, and down payments. But have you considered homeowners association (HOA) fees?

HOA fees are often overlooked by first-time buyers, yet they can significantly impact your monthly budget. While not every home for sale in Ventura County or Conejo Valley has an HOA, many planned communities and newer neighborhoods do. Here’s what you should know before making a decision.

What Is a Homeowners Association (HOA)?

A homeowners association is a governing body that manages and maintains common areas in a residential community—think landscaping, community parks, private roads, and sometimes even exterior maintenance. HOAs also enforce community rules to preserve property values and the overall look of the neighborhood.

In popular Southern California communities like Westlake Village and Agoura Hills, many homebuyers appreciate the curated curb appeal and neighborhood upkeep that come with HOA-managed properties. Others may prefer non-HOA homes in Simi Valley or Newbury Park for the added flexibility and no extra monthly fee.

Top Benefits of HOA Communities in Conejo Valley

If you’re considering buying a home in a neighborhood with HOA dues, here are a few potential benefits that might make it worth it:

• Neighborhood Maintenance: Most HOAs include services like front yard landscaping, street repairs, or snow removal (in higher elevations).

• Community Amenities: Gated communities in Thousand Oaks or master-planned neighborhoods in Agoura Hills may offer pools, fitness centers, clubhouses, or even private parks—all included in your dues.

• Preserved Property Values: Enforced architectural guidelines ensure homes don’t fall into disrepair, helping protect your investment long-term.

• Reduced Personal Upkeep: In some townhome or condo developments in Newbury Park, HOA fees may cover roof maintenance, exterior paint, and more.

Are HOA Fees Common in Westlake Village or Thousand Oaks Homes?

Yes, especially in newer developments. According to recent data, over 80% of newly constructed single-family homes in the U.S. now include an HOA. And it’s not just new builds—resale homes in established communities may also have HOA fees.

In the Conejo Valley real estate market, we’re seeing HOA fees range from $100 to $300+ per month, depending on the location, size of the community, and level of amenities offered.

How to Factor HOA Dues Into Your Home Search

If you're shopping for a home in Simi Valley or Westlake Village, ask your local real estate agent:

• “Which homes have HOA fees, and what do they include?”

• “How much are typical HOA dues in Thousand Oaks?”

• “Are HOA rules too restrictive in this community?”

Knowing this up front will help you avoid surprises and choose a home that fits both your lifestyle and your monthly budget. As Realtor.com’s Chief Economist Danielle Hale advises:

“When considering a home with an HOA, buyers should understand what benefits it provides—like maintenance, security, or amenities—and how fees impact their overall affordability.”

Final Thoughts

Before buying a home in a community with an HOA in Conejo Valley, be sure to review the association rules, dues, and included services. Whether you’re drawn to the resort-like amenities in Westlake Village or prefer the independence of a non-HOA home in Simi Valley, your real estate decision should align with your lifestyle and budget.

Thinking of buying a home in Thousand Oaks, Agoura Hills, or Newbury Park? Let’s talk about whether an HOA property—or one without—is the better fit for you.